The Resource Foreclosed : high-risk lending, deregulation, and the undermining of America's mortgage market, Dan Immergluck., (ebook)

Foreclosed : high-risk lending, deregulation, and the undermining of America's mortgage market, Dan Immergluck., (ebook)

Label
Foreclosed : high-risk lending, deregulation, and the undermining of America's mortgage market
Title
Foreclosed
Title remainder
high-risk lending, deregulation, and the undermining of America's mortgage market
Statement of responsibility
Dan Immergluck.
Creator
Contributor
Subject
Genre
Language
eng
Summary
Over the last two years, the United States has observed, with some horror, the explosion and collapse of entire segments of the housing market, especially those driven by subprime and alternative or "exotic" home mortgage lending. The unfortunately timely Foreclosed explains the rise of high-risk lending and why these newer types of loans-and their associated regulatory infrastructure-failed in substantial ways. Dan Immergluck narrates the boom in subprime and exotic loans, recounting how financial innovations and deregulation facilitated excessive risk-taking, and how these loans have harmed different populations and communities. Immergluck, who has been working, researching, and writing on issues tied to housing finance and neighborhood change for almost twenty years, has an intimate knowledge of the promotion of homeownership and the history of mortgages in the United States. The changes to the mortgage market over the past fifteen years-including the securitization of mortgages and the failure of regulators to maintain control over a much riskier array of mortgage products-led, he finds, inexorably to the current crisis. After describing the development of generally stable and risk-limiting mortgage markets throughout much of the twentieth century, Foreclosed details how federal policy-makers failed to regulate the new high-risk lending markets that arose in the late 1990s and early 2000s. The book also examines federal, state, and local efforts to deal with the mortgage and foreclosure crisis of 2007 and 2008. Immergluck draws upon his wealth of experience to provide an overarching set of principles and a detailed set of policy recommendations for "righting the ship" of U.S. housing finance in ways that will promote affordable yet sustainable homeownership as an option for a broad set of households and communities
Cataloging source
Midwest
http://library.link/vocab/creatorName
Immergluck, Daniel
Dewey number
332.1/753
Index
no index present
Literary form
non fiction
Nature of contents
dictionaries
http://library.link/vocab/relatedWorkOrContributorName
hoopla digital
http://library.link/vocab/subjectName
  • Mortgage loans
  • Mortgage loans
  • Subprime mortgage loans
  • Foreclosure
  • Financial services industry
  • Housing
  • Financial crises
  • Electronic books
Target audience
adult
Label
Foreclosed : high-risk lending, deregulation, and the undermining of America's mortgage market, Dan Immergluck., (ebook)
Link
Instantiates
Publication
Distribution
Carrier category
online resource
Carrier category code
cr
Carrier MARC source
rdacarrier
Color
multicolored
Content category
text
Content type code
txt
Content type MARC source
rdacontent
Dimensions
unknown
Extent
1 online resource
Form of item
  • online
  • electronic
Governing access note
Digital content provided by hoopla
Isbn
9780801457586
Isbn Type
(electronic bk.)
Media category
computer
Media MARC source
rdamedia
Media type code
c
Publisher number
MWT12426190
Specific material designation
remote
System control number
MWT12426190
System details
Mode of access: World Wide Web
Label
Foreclosed : high-risk lending, deregulation, and the undermining of America's mortgage market, Dan Immergluck., (ebook)
Link
Publication
Distribution
Carrier category
online resource
Carrier category code
cr
Carrier MARC source
rdacarrier
Color
multicolored
Content category
text
Content type code
txt
Content type MARC source
rdacontent
Dimensions
unknown
Extent
1 online resource
Form of item
  • online
  • electronic
Governing access note
Digital content provided by hoopla
Isbn
9780801457586
Isbn Type
(electronic bk.)
Media category
computer
Media MARC source
rdamedia
Media type code
c
Publisher number
MWT12426190
Specific material designation
remote
System control number
MWT12426190
System details
Mode of access: World Wide Web

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