The Resource You need a budget : the proven system for breaking the paycheck-to-paycheck cycle, getting out of debt, and living the life you want, Jesse Mecham., (eaudio)

You need a budget : the proven system for breaking the paycheck-to-paycheck cycle, getting out of debt, and living the life you want, Jesse Mecham., (eaudio)

Label
You need a budget : the proven system for breaking the paycheck-to-paycheck cycle, getting out of debt, and living the life you want
Title
You need a budget
Title remainder
the proven system for breaking the paycheck-to-paycheck cycle, getting out of debt, and living the life you want
Statement of responsibility
Jesse Mecham.
Creator
Contributor
Author
Narrator
Subject
Genre
Language
eng
Summary
For most people, budgeting conjures up the same feelings as, say, prison and dieting. But your initial instinct couldn't be further from the truth. You just haven't budgeted the right way. You Need A Budget will teach you four simple rules to completely revolutionize the way you think about managing your money. With a budget, you'll break the paycheck-to-paycheck cycle, get out of debt, and save more money. A liberating, enabling, empowering budget will actually make you feel more free, not more restricted. The YNAB philosophy is centered around these four rules: Give every dollar a job. Take your cash, checking, and saving accounts and assign jobs to that money. Begin now with what you have on hand. Then follow your plan. Pick your priorities, and make sure your dollars are helping you move closer to the things you care about most. Embrace your true expenses. Look ahead and identify the larger, less frequent expenses that tend to sneak up on you. Break those expenses into manageable monthly amounts. Consider insurance premiums, birthdays, holidays, charitable giving, car repairs, etc. This practice evens out your cash outflows, decreases your stress, and helps you make better decisions.Roll with the punches. Accept the fact that life always changes and you'll likely always go over budget somewhere. If an unexpected expense comes up and you need to change your budget, just change it. The YNAB philosophy not only tolerates changing your budget, but rather encourages it. Age your money. The goal of this rule is to increase the time between the moment you earn money, and the moment you spend that money. In other words, if you're going to break the paycheck-to-paycheck cycle, you need to learn to live on money you earned a month or two months or even three months ago. YNAB's four rules are the pillars of a tried-and-true system that gets you to engage with your money every day. It helps you change your behavior so that you're proactive and in control of your finances. It's not about stressing over last month's statement; instead, you're looking ahead and actively deciding how you want--and need to build a life of meaning not stress. Supplemental enhancement PDF accompanies the audiobook
Accompanying matter
technical information on music
Cataloging source
TEFOD
http://library.link/vocab/creatorDate
1980-
http://library.link/vocab/creatorName
Mecham, Jesse
Dewey number
332.024
Form of composition
not applicable
Format of music
not applicable
LC call number
HG179
LC item number
.M43 2017ab
Literary text for sound recordings
other
Music parts
not applicable
PerformerNote
Read by Jesse Mecham
http://library.link/vocab/relatedWorkOrContributorName
OverDrive, Inc
http://library.link/vocab/subjectName
  • Finance, Personal
  • Budget
Transposition and arrangement
not applicable
Label
You need a budget : the proven system for breaking the paycheck-to-paycheck cycle, getting out of debt, and living the life you want, Jesse Mecham., (eaudio)
Link
Instantiates
Publication
Note
Supplemental enhancement PDF accompanies the audiobook
Antecedent source
unknown
Capture and storage technique
unknown
Carrier category
online resource
Carrier category code
cr
Carrier MARC source
rdacarrier
Color
not applicable
Configuration of playback channels
unknown
Content category
spoken word
Content type code
spw
Content type MARC source
rdacontent
Dimensions
  • not applicable
  • unknown
Edition
  • Unabridged.
  • Retail edition.
Extent
1 online resource (1 sound file (4 hr., 57 min., 14 sec.))
File format
unknown
Form of item
online
Groove width / pitch
not applicable
Isbn
9780062800831
Kind of cutting
not applicable
Kind of disc cylinder or tape
not applicable
Kind of material
unknown
Level of compression
unknown
Media category
computer
Media MARC source
rdamedia
Media type code
c
Other physical details
digital.
Quality assurance targets
not applicable
Reformatting quality
unknown
Sound
sound
Special playback characteristics
digital recording
Specific material designation
  • other
  • remote
Speed
other
Stock number
FB8F0986-573A-4AD2-AD9A-E6F4BB9A2758
System control number
  • on1017752017
  • (OCoLC)1017752017
Tape configuration
not applicable
Tape width
not applicable
Label
You need a budget : the proven system for breaking the paycheck-to-paycheck cycle, getting out of debt, and living the life you want, Jesse Mecham., (eaudio)
Link
Publication
Note
Supplemental enhancement PDF accompanies the audiobook
Antecedent source
unknown
Capture and storage technique
unknown
Carrier category
online resource
Carrier category code
cr
Carrier MARC source
rdacarrier
Color
not applicable
Configuration of playback channels
unknown
Content category
spoken word
Content type code
spw
Content type MARC source
rdacontent
Dimensions
  • not applicable
  • unknown
Edition
  • Unabridged.
  • Retail edition.
Extent
1 online resource (1 sound file (4 hr., 57 min., 14 sec.))
File format
unknown
Form of item
online
Groove width / pitch
not applicable
Isbn
9780062800831
Kind of cutting
not applicable
Kind of disc cylinder or tape
not applicable
Kind of material
unknown
Level of compression
unknown
Media category
computer
Media MARC source
rdamedia
Media type code
c
Other physical details
digital.
Quality assurance targets
not applicable
Reformatting quality
unknown
Sound
sound
Special playback characteristics
digital recording
Specific material designation
  • other
  • remote
Speed
other
Stock number
FB8F0986-573A-4AD2-AD9A-E6F4BB9A2758
System control number
  • on1017752017
  • (OCoLC)1017752017
Tape configuration
not applicable
Tape width
not applicable

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